The William D. Ford Federal Direct PLUS Loan Program is for parents to provide assistance in meeting undergraduate educational cost for dependent students.
Regardless of financial need, any parent of an undergraduate student can apply.
The Federal PLUS loan is offered to parents of dependent undergraduate students. This loan is credit based and a credit check will be performed by the U.S. Department of Education at the time of application. The credit check is valid for 180 days.
If the Federal PLUS Loan application is denied, the dependent student will be eligible for additional unsubsidized Stafford Loan funds (freshman/sophomore $4,000; junior/senior $5,000).
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